Credit Freeze - Who's Done This
jrb451
15 days ago
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Who done it?
Comments (3)Hmmm, I checked mine just now, and my "favorite forums" were changed. My blurb was still there, but the favorite forums were not correct. Makes me wonder who's been messing with my information, and whether I'll be getting a bunch of junk in my mailbox soon. It's a good thing my DH keeps up with our credit card statement weekly - we had our credit info stolen last summer, so we're wary about that. Laurel...See MoreSolar in NJ - Who has done it?
Comments (2)Costs are coming down dramatically but these systems are rarely used as the sole fuel source for heating. While its entirely possible to largely supplement a new homes heating with solar, existing homes are just too inefficient(drafty and poorly insulated). I would recommend weatherization and checking out the DSIRE site for incentives available in your area. If the "electric" heat is in the form of a heat pump, I probably wouldnt change or add infrastructure but there are many variables to consider. Here is a link that might be useful: renewable incentives website DSIRE...See Morea warning about using credit union-issued credit cards
Comments (5)I am a merchant who accepts credit cards. On this end it's pretty cut and dry. I get a notice of a chargeback and I must produce my copy of the credit card receipt with their signature on it. It must be either imprinted or through a terminal. With online sales I must produce the hard copy of the order. I have 5 business days to either send or fax my copy proving the charge, or the money is automatically deducted from my bank. Plus a $25 fee. I get chargebacks because I'm an artist who does art and craft fairs throughout the northeast and there are times people in say, New Jersey see a charge from a company they never heard of in Vermont. "I've never been to Vermont!" So they challenge. I produce the receipt and a note they made a purchase at such and such craft fair, and it's done. Go to your credit Union in person and talk to someone who can actually help you. Have someone with some authority help you. You're finding out phone tag doesn't work. Go up the chain of command at the CU to get things done. You have 24 months from the date of the alleged charge to challenge it. The merchant has 5 business days to answer....See MoreFreezing your file w/credit reporting agencies
Comments (21)And how about this to round out your day. Sigh. IMO...the info system is broken...exposing all citizens to risks far beyond what they ever envisioned when they innocently [for example] opened up an account with Sears to buy a new washer/dryer. Can we go back to a cash only way of life? As appealing as that may sound right about now...I doubt it's even a realistic possibility. We've all been too trusting of a system that, obviously, hasn't been well supervised and/or managed. It's time to get back to the nitty-gritty of scrupulously [and religiously] overseeing the management of our own affairs to the extent that we can. We need to take back ownership. https://www.nytimes.com/2017/09/20/business/sec-hacking-attack.html?hpw&rref=business&action=click&pgtype=Homepage&module=well-region&region=bottom-well&WT.nav=bottom-well...See Morejrb451
15 days agoarcy_gw
15 days agojrb451
15 days ago
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